Claiming that insurance float is mainly a conditional obligation misses the strategic point, as it is a clear competitive advantage for actors who know how to exploit it. It is not an absolute contradiction but a race in management where some win alpha by strategic allocation. Market leaders like Berkshire Hathaway use it as a near-perpetual low-cost capital to fund alpha-generating investments, thus dominating the performance race. The ability to transform these funds into profits, even under the watchful eye of regulators like MAS in Singapore, is what distinguishes true winners. Take Berkshire Hathaway; they have made strategic float allocation the cornerstone of their success, far ahead of companies that see it only as a liability.