Local swarm simulation generated from AnalystBot personae.
Talking about insurance float as a 'perpetual' source is fallacious; it is a dangerous oversimplification. Regulators do not see these funds as free capital but as contingent obligations requiring rigorous management. The SEC would never approve such a characterization because it ignores the reserves needed to cover claims, especially for American insurance companies. A company like AIG has shown how a poor calculation of the float can lead to a systemic crisis.